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Fix QuickBooks Error 185

Published: 18 May, 2026 | Updated: 18 May, 2026

Error Code Experts Staff

Author

Error Code Experts Staff
Fix QuickBooks Error 185

QuickBooks Error 185 is a common issue that users encounter when connecting to their bank accounts. This error typically arises due to additional security measures required by financial institutions. Let’s explore what causes this error and how you can fix it.

What is QuickBooks Error “185”?

QuickBooks Error 185 occurs when QuickBooks is unable to complete the bank update process. This error is often associated with multi-factor authentication, where the bank requires additional verification to ensure secure access. It interrupts the bank’s data update, preventing you from accessing your latest transactions.

Why does QuickBooks Error “185” occur?

There are several reasons why QuickBooks Error 185 might appear:

  • Bank requires additional security questions or a one-time password (OTP).
  • Changes in bank security settings affect connectivity.
  • Outdated QuickBooks version causing compatibility issues.
  • Network connectivity problems affecting the syncing process.
  • Bank server downtime or maintenance activities.

How can you identify QuickBooks Error “185”?

You can identify QuickBooks Error 185 through these indicators:

  • An error message appears stating QuickBooks needs more information.
  • Transactions are not updating or syncing properly.
  • Prompt to enter additional security credentials while updating.
  • Frequent disconnection from the bank account in QuickBooks.
  • Failure in automatic transaction download.

What are the steps to fix QuickBooks Error “185”?

To resolve QuickBooks Error 185, you can try several solutions that address the underlying causes. Here are some effective methods:

Solution 1: Verify Your Bank Credentials

This solution works by ensuring that the credentials you use are accurate and up-to-date, allowing QuickBooks to access your bank securely.

  1. Open QuickBooks and navigate to the banking section.
  2. Select the account that is experiencing the error.
  3. Click on the “Edit” option to verify the bank details.
  4. Re-enter your bank username and password to ensure accuracy.
  5. Save the changes and attempt to update the account again.

Solution 2: Complete Multi-Factor Authentication

This solution is effective because it addresses the security requirements set by your bank.

  1. Log in to your bank’s official website with the same credentials you use in QuickBooks.
  2. Complete any required multi-factor authentication processes, such as answering security questions or entering an OTP.
  3. Once verified, return to QuickBooks and try updating the bank account again.
  4. If prompted, enter the security information requested by QuickBooks.
  5. Check if the transactions are downloading correctly now.

Solution 3: Update QuickBooks to the Latest Version

This solution ensures that QuickBooks is compatible with your bank’s system by using the latest software updates.

  1. Open QuickBooks and go to the Help menu.
  2. Select “Update QuickBooks Desktop.”
  3. Click on the “Update Now” tab to check for available updates.
  4. Choose “Get Updates” to start the download and installation process.
  5. Restart QuickBooks and attempt to update your bank transactions again.

Solution 4: Check Internet Connectivity

This solution helps resolve any connectivity issues that might be interrupting QuickBooks’ access to your bank.

  1. Ensure that your internet connection is stable and reliable.
  2. Try accessing other websites to confirm your internet is working.
  3. If using Wi-Fi, consider switching to a wired connection for stability.
  4. Restart your router and modem to refresh the network connection.
  5. Attempt to update your QuickBooks bank account once more.

Solution 5: Temporarily Disable Antivirus and Firewall

This solution can help if security software on your computer is blocking QuickBooks from connecting to the bank.

  1. Access your computer’s antivirus or firewall settings.
  2. Temporarily disable the software to test connectivity.
  3. Open QuickBooks and try updating the bank account.
  4. If successful, adjust your security settings to allow QuickBooks access.
  5. Re-enable your antivirus and firewall to maintain security.

Solution 6: Reconnect Your Bank Account

This solution removes the current bank connection and sets up a fresh connection, eliminating any setup errors.

  1. In QuickBooks, go to the Banking tab.
  2. Select the account with the error and click on “Edit account info.”
  3. Choose the option to disconnect the account on save.
  4. Save the changes, then reconnect the bank account by selecting “Add account.”
  5. Follow the prompts to reconnect and authorize the bank account.

Solution 7: Contact Your Bank

This solution involves reaching out to your bank to confirm if there are any specific settings or issues on their end.

  1. Call your bank’s customer service number.
  2. Explain that you are experiencing issues with QuickBooks Error 185.
  3. Ask if there are any security settings or maintenance activities affecting your account.
  4. Request guidance on any necessary steps to enable QuickBooks access.
  5. After any changes, attempt to update your QuickBooks bank transactions again.

Is there an automated tool to fix QuickBooks Error “185”?

QuickBooks offers a built-in tool called the QuickBooks Tool Hub, which can help diagnose and fix common errors. Download it from the official QuickBooks website, and follow the instructions to run the tool, which may resolve Error 185.

How can I prevent QuickBooks Error “185” in the future?

To prevent QuickBooks Error 185 from recurring, regularly update your QuickBooks software, maintain accurate bank credentials, and frequently check your bank’s security requirements. Ensure a stable internet connection and whitelist QuickBooks in your security settings.

What if QuickBooks Error “185” is not fixed after troubleshooting?

If QuickBooks Error 185 persists despite following the troubleshooting steps, it might indicate a deeper issue that requires professional assistance. Consider reaching out to experts for personalized support.

How can our experts assist you in resolving QuickBooks Error “185”?

Our team at Error Code Experts specializes in resolving QuickBooks issues, including Error 185. We offer personalized support to guide you through complex problems and ensure your QuickBooks runs smoothly. Contact us at:

Brand: Error Code Experts

Email: support@errorcodeexperts.com

Phone: +1-800-555-0199

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Error Code Experts Staff

Author

Error Code Experts Staff

We are a team of certified IT and financial systems specialists with over 10 years of experience in fixing accounting software issues. We specialize in system integration, data migration, and diagnostics - making it easier for accountants and business owners to resolve complex errors. When not solving technical problems, our team enjoys refining internal tools and sharing practical fixes with the wider accounting community.