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Fix QuickBooks Banking Error 185: Causes, Symptoms & Solutions

Published: 1 June, 2026 | Updated: 1 June, 2026

Error Code Experts Staff

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Error Code Experts Staff
Fix QuickBooks Error 185

Encountering QuickBooks Error 185 can halt your accounting tasks, especially when dealing with bank feeds. This error usually arises during online banking updates. Here’s how to tackle and resolve this issue effectively.

Watch this quick video to learn the causes and solutions for QuickBooks Error 185.

What is QuickBooks Error 185?

QuickBooks Error 185 is a banking error that occurs when QuickBooks is unable to verify your bank account details during online banking updates. This error often demands additional security information to authenticate your bank account, preventing QuickBooks from accessing your transactions.

Why does QuickBooks Error 185 occur?

Understanding the causes of QuickBooks Error 185 is crucial to resolving it. Common reasons include:

  • Additional security layers set by your bank, such as OTPs or security questions.
  • Changes in bank security settings that require user verification.
  • Network connectivity issues hindering QuickBooks from accessing the bank server.
  • Outdated QuickBooks software that struggles to sync with the bank’s online services.
  • Incorrect login credentials stored in QuickBooks.

How can you identify QuickBooks Error 185?

QuickBooks Error 185 can be identified by the following signs:

  • An error message displaying “Error 185” during bank transactions or updates.
  • Frequent prompts for additional information or verification codes from your bank.
  • Failure to download the latest bank transactions into QuickBooks.
  • Disruptions in the automatic update process of bank feeds.

You May Also Read: Fix QuickBooks Error 102

Step-by-step solution to fix QuickBooks Error 185

Resolving QuickBooks Error 185 involves several troubleshooting steps. Follow these solutions to fix the issue:

Solution 1: Verify Your Identity with the Bank

This solution works by ensuring your bank account is authenticated with QuickBooks.

  1. Log in to your bank’s website using your online credentials to confirm there are no additional alerts or messages requiring action.
  2. Check if you need to verify your identity through OTPs or security questions and complete the verification process.
  3. Once verified, open QuickBooks and attempt to update the bank feed again.
  4. If prompted for additional verification within QuickBooks, provide the necessary information.
  5. Monitor if the error persists after verifying your identity.

Solution 2: Update QuickBooks to the Latest Version

Updating QuickBooks ensures compatibility with your bank’s latest security protocols.

  1. Open QuickBooks and go to the “Help” menu.
  2. Select “Update QuickBooks Desktop.”
  3. In the Update QuickBooks window, go to the “Update Now” tab.
  4. Click “Get Updates” to download the latest updates.
  5. Restart QuickBooks and check if the error is resolved after the update.

Solution 3: Refresh the Bank Connection

Refreshing the bank connection can resolve temporary disruptions.

  1. Open QuickBooks and go to the “Banking” menu.
  2. Select the bank account experiencing the error.
  3. Click on “Edit” and then “Edit Sign-in Info.”
  4. Re-enter your bank credentials and save the changes.
  5. Perform a bank update to see if the error is cleared.

Solution 4: Check Internet Connection

A stable internet connection is vital for accessing bank feeds.

  1. Ensure your internet connection is stable and functioning properly.
  2. Try opening a web browser and visiting a few websites to test connectivity.
  3. If the connection is unstable, restart your router or contact your internet service provider.
  4. After confirming a stable connection, attempt to update QuickBooks bank feeds.
  5. Observe if the error reappears.

Solution 5: Clear Cache and Cookies

Clearing cache and cookies can help resolve issues with online banking connections.

  1. Open the browser you use for QuickBooks Online.
  2. Access the browser settings or preferences.
  3. Clear browsing data, ensuring you select “Cached images and files” and “Cookies and other site data.”
  4. Restart the browser and log back into QuickBooks.
  5. Try updating the bank feed again to see if the problem is resolved.

Solution 6: Temporarily Disable Add-ons and Extensions

Browser extensions can sometimes interfere with QuickBooks’ online operations.

  1. Open your browser and go to the extensions or add-ons section in settings.
  2. Disable all extensions temporarily, especially those related to security or privacy.
  3. Restart your browser.
  4. Log into QuickBooks and attempt to update your bank feeds.
  5. If successful, re-enable your extensions one by one to identify the interfering one.

Solution 7: Check for Banking Notifications

Your bank may have notifications affecting account access.

  1. Log into your bank account via the bank’s official website.
  2. Check for any notifications or alerts that require your attention.
  3. Complete any actions needed to clear these alerts.
  4. Log out of the bank website and return to QuickBooks.
  5. Attempt a bank update in QuickBooks to see if the error is resolved.

You May Also Read: Fix QuickBooks Error 103

Is there an automated tool to fix QuickBooks Error 185?

Currently, QuickBooks does not offer an automated tool specifically for Error 185. However, using the built-in updates and connecting to your bank correctly can automate most issues related to banking errors.

How can I prevent QuickBooks Error 185 in the future?

Regularly updating QuickBooks, maintaining stable internet connectivity, and ensuring your bank credentials are current can help prevent Error 185. Additionally, promptly addressing any security alerts or account notifications from your bank can minimize the risk of this error.

What if QuickBooks Error 185 is not fixed after troubleshooting?

If QuickBooks Error 185 persists despite following these steps, further assistance might be necessary. Complex issues might require professional help to ensure your banking operations continue smoothly.

How can our experts assist you in resolving QuickBooks Error 185?

For persistent issues, the experts at Error Code Experts are ready to help. Our team can provide detailed guidance and support tailored to your specific situation. Contact us at +1-800-949-1746.

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Error Code Experts Staff

Author

Error Code Experts Staff

We are a team of certified IT and financial systems specialists with over 10 years of experience in fixing accounting software issues. We specialize in system integration, data migration, and diagnostics - making it easier for accountants and business owners to resolve complex errors. When not solving technical problems, our team enjoys refining internal tools and sharing practical fixes with the wider accounting community.