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QuickBooks Error OL 222: Causes and Fixes Explained

Published: 13 July, 2025 | Updated: 13 July, 2025

Error Code Experts Staff

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Error Code Experts Staff
QuickBooks Error OL 222

QuickBooks Error OL 222 occurs when users try to import a Web Connect (.QBO) file into QuickBooks from a bank or financial institution. This error typically displays the message: “QuickBooks was not able to complete your request. Please contact your financial institution. OL-222.” It is mainly caused by formatting issues in the QBO file.

This guide explains what Error OL 222 means, what triggers it, how to identify it, and how to resolve it. We’ll also discuss how to prevent this error and when to contact experts for help.

Watch this quick video to learn the causes and solutions for QuickBooks Error OL-222.

What is QuickBooks Error “OL 222”?

QuickBooks Error OL 222 is a banking error that arises while importing a QBO file into QuickBooks Desktop. This error indicates that the QBO file contains invalid formatting or unsupported characters, preventing QuickBooks from reading the data. It is a common issue when the file exported by the bank is not compliant with QuickBooks’ Web Connect specifications.

Why does QuickBooks Error “OL 222” occur?

The error mainly stems from formatting issues in the QBO file. Some possible causes include:

  • The QBO file includes unsupported characters such as “&” or symbols not recognized by QuickBooks.
  • The file is not UTF-8 encoded or contains malformed XML data.
  • The bank’s export system does not comply with QuickBooks’ standards.
  • QuickBooks is outdated or not compatible with the imported file format.

How can you identify QuickBooks Error “OL 222”?

QuickBooks displays a pop-up window with an error message stating it cannot process the QBO file. Users may observe:

  • Error code “OL-222” immediately after trying to import a Web Connect file.
  • Failure to update bank transactions in the register.
  • QuickBooks stops responding after clicking on the imported file.

What are the steps to fix QuickBooks Error “OL 222”?

You can fix the OL 222 error by modifying the QBO file or updating QuickBooks. Follow these solutions in the order listed.

Solution 1: Create a Backup of Your Company File

Before making changes, it’s recommended to create a backup.

  1. Open QuickBooks.
  2. Go to File > Back Up Company > Create Local Backup.
  3. Choose Local Backup and follow the prompts to save it.

Solution 2: Update QuickBooks Desktop

An outdated version may not support your current bank feed protocols.

  1. Go to Help > Update QuickBooks Desktop.
  2. Click Update Now and select all updates.
  3. Restart QuickBooks after the update.

Solution 3: Edit the QBO File Using a Text Editor

Fixing the file manually can resolve formatting issues.

  1. Right-click the downloaded .qbo file and select Open with > Notepad.
  2. Look for special characters like & and replace them with “and” or remove them.
  3. Ensure the encoding is set to UTF-8 before saving.
  4. Save the file and retry importing into QuickBooks.

Solution 4: Contact the Bank for a Valid Web Connect File

Sometimes, the issue is on the bank’s side.

  1. Reach out to your financial institution’s support team.
  2. Request a QBO file compliant with QuickBooks Web Connect standards.
  3. Download the new file and try importing again.

Solution 5: Use QuickBooks Tool Hub

QuickBooks Tool Hub offers built-in tools to fix banking errors.

  1. Download the latest version from Intuit’s official site.
  2. Install and open QuickBooks Tool Hub.
  3. Go to Program Problems > Quick Fix my Program.
  4. Follow the on-screen instructions.

Is there an automated tool to fix QuickBooks Error “OL 222”?

Yes, QuickBooks Tool Hub automates common troubleshooting steps. It detects and fixes errors like OL 222 that occur while importing QBO files. Users should also consider using tools offered by their banks that validate or regenerate Web Connect files compatible with QuickBooks.

How can I prevent QuickBooks Error “OL 222” in the future?

To prevent OL 222 from recurring:

  • Regularly update QuickBooks Desktop.
  • Request properly formatted QBO files from your bank.
  • Avoid editing QBO files manually unless necessary.
  • Confirm UTF-8 encoding when opening QBO files in text editors.

What if QuickBooks Error “OL 222” is not fixed after troubleshooting?

If you’ve tried all the above steps and still face the error, it might require advanced support. Prolonged issues can disrupt bank reconciliation, affect financial tracking, and delay reporting.

How can our experts assist you in resolving QuickBooks Error “OL 222”?

If you need personalized help, our professionals at Error Code Experts are available. We provide hands-on support for fixing OL 222 and other banking errors in QuickBooks.

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Error Code Experts Staff

Author

Error Code Experts Staff

We are a team of certified IT and financial systems specialists with over 10 years of experience in fixing accounting software issues. We specialize in system integration, data migration, and diagnostics - making it easier for accountants and business owners to resolve complex errors. When not solving technical problems, our team enjoys refining internal tools and sharing practical fixes with the wider accounting community.